Podcast in English
Text size
Bulgarian National Radio © 2025 All Rights Reserved

Bulgarian Ombudsman demands a mechanism for deletion from the Central Credit Register

Velislava Delcheva
Photo: ombudsman.bg

Bulgaria's Ombudsman Velislava Delcheva proposed to the Bulgarian National Bank to amend Regulation 22 on the Central Credit Register, so that an interested individual can request deletion of information about indebtedness from the register after his credit agreement has been declared null and void by the court. The Ombudsman points out that in this way the rights and interests of citizens will be effectively protected, because contracts declared null and void do not give rise to legal action.

The reason for the proposal is the numerous complaints in which citizens express dissatisfaction that despite court decisions declaring the nullity of credit agreements, their names continue to be in the register as debtors with a bad credit record. This, in turn, is an obstacle to the granting of loans by banks or financial institutions, the Ombudsman points out.


Edited by Ivo Ivanov
English version: R. Petkova



Последвайте ни и в Google News Showcase, за да научите най-важното от деня!
Listen to the daily news from Bulgaria presented in "Bulgaria Today" podcast, available in Spotify.

More from category

Rosen Zhelyazkov's cabinet survives fifth no-confidence vote

The government of Prime Minister Rosen Zhelyazkov survived a fifth vote of no confidence, this time on the topic of "Internal Security and Justice." 133 MPs from GERB-SDS, DPS–New Beginning, BSP and There is Such a People(ITN) voted against. 101 Mps..

published on 9/18/25 6:37 PM

National Guard Service will no longer provide transportation for the presidential administration

The National Guard Service (NSO) will no longer provide transportation for the presidential administration. This is provided for by the amendments to the Law on the National Security Service adopted at first reading with the votes of GERB-SDF, “DPS-New..

published on 9/18/25 3:33 PM
Social Minister Borislav Gutsanov

Children will be able to report signals of violence from their mobile phones

Children will be able to report if they or their peers become victims of violence through the CyberKidz Patrol mobile application , announced Social Minister Borislav Gutsanov. It will be available for download in early October. The only information..

published on 9/18/25 2:38 PM